Cookie Policy

1. What Are Cookies

Cookies are small text files that are placed on your computer or mobile device when you visit our website. They are widely used to make websites work more efficiently and provide information to website owners.

2. How We Use Cookies

Flowstate Mortgage uses cookies to:

• Remember your preferences and settings

• Analyze how you use our website to improve performance

• Provide personalized content and experiences

• Measure the effectiveness of our marketing campaigns

• Ensure security and prevent fraud

• Enable essential website functionality

3. Types of Cookies We Use

Essential Cookies

These cookies are necessary for the website to function properly. They enable core functionality such as security, network management, and accessibility.

• Session management

• Authentication and security

• Load balancing

• Form submission and validation

Analytics Cookies

These cookies help us understand how visitors interact with our website by collecting and reporting information anonymously.

• Google Analytics

• Vercel Analytics

• Page view tracking

• User behavior analysis

Functional Cookies

These cookies enable enhanced functionality and personalization, such as remembering your preferences.

• Language preferences

• Theme settings

• Form data persistence

• User interface customization

Marketing Cookies

These cookies track visitors across websites to display relevant and engaging advertisements.

• Conversion tracking

• Retargeting campaigns

• Social media integration

• Email marketing optimization

4. Third-Party Cookies

We may use third-party services that set their own cookies. These include:

• Google Analytics: Web analytics service

• Bot Protection: Honeypot-based spam prevention on forms (no third-party cookies)

• Microsoft Clarity: User behavior analytics

• LinkedIn: Professional networking and advertising

• Salesforce: CRM integration and tracking

5. Cookie Duration

Cookies may be either "session" cookies or "persistent" cookies:

• Session Cookies: Temporary cookies that are deleted when you close your browser

• Persistent Cookies: Remain on your device for a set period or until you delete them

Typical Cookie Lifespans:

• Essential cookies: Session or up to 1 year

• Analytics cookies: Up to 2 years

• Functional cookies: Up to 1 year

• Marketing cookies: Up to 1 year

6. Managing Your Cookie Preferences

You have several options for managing cookies:

Cookie Consent Banner

When you first visit our website, you'll see a cookie consent banner where you can:

• Accept all cookies

• Manage your preferences by category

• Reject non-essential cookies

Browser Settings

Most browsers allow you to control cookies through their settings. You can:

• Block all cookies

• Block third-party cookies

• Delete existing cookies

• Set up notifications when cookies are set

Opt-Out Links

You can opt out of specific third-party cookies:

• Google Analytics Opt-out

• LinkedIn Cookie Settings

7. Impact of Disabling Cookies

If you disable cookies, some features of our website may not function properly:

• You may need to re-enter information more frequently

• Personalized content and recommendations may not work

• Some forms and interactive features may not function

• We may not be able to remember your preferences

8. Updates to This Policy

We may update this Cookie Policy from time to time to reflect changes in our practices or applicable laws. We will notify you of any material changes by posting the updated policy on our website.

9. Contact Us

If you have questions about our use of cookies, please contact us at:

Email: support@flowstate.mortgage

Address: 3839 McKinney Ave, Suite 155, Dallas, TX 75204